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As a homeowner, it’s important to stay on top of your finances. This includes periodically checking to ensure that your current mortgage is still the right fit for you. If your goals or situation have changed or if better mortgage options have become available, it may be time to reassess your mortgage to see if ... Read more Mortgage Matters
Eventually, many homeowners face the same question: stay in the family home or downsize? Whether you’re an empty nester or simply want lower expenses and less upkeep, downsizing is a popular move for homeowners who are ready to simplify their living situations. Here are three questions to ask yourself to help ensure your downsize is ... Read more Mortgage Matters
Even in the age of email, old-fashioned “snail mail” is still an important and well-used service. However, traditional mail has its hassles and limitations. These include issues like misdirected items, damaged parcels and messy mailboxes. Thankfully, there are a few great high-tech ways you can improve your postal experience. Here are some tips to help ... Read more Mortgage Matters
What will happen to your home after you die? This is probably not a topic you’re eager to discuss, but it’s important to have a plan for how your home will be passed on to your heirs, especially as you enter your golden years. Most people rely on the probate process, either through a will ... Read more Mortgage Matters
Winter has its charms, but the shorter days and longer nights are on few people’s lists of favorites. While you can’t make the sun stay up longer, you can take simple steps to bring more light into your living space. Here are six ways you can brighten up your home this winter. Curtail the curtains ... Read more Mortgage Matters
For many people who appreciate wine, curating a collection of bottles for personal enjoyment, entertaining or collecting is a point of pride. However, to be preserved at its best, wine must be stored properly. Many wines are ideally stored horizontally, at a temperature of 55 F, between 60-68% humidity and away from light and vibrations. ... Read more Mortgage Matters
Renovating a home can be a worthwhile investment that improves the function, enjoyment and value of the property. Whether you want more space, new amenities or updated finishes, a renovation can deliver it. While a home improvement project may come with a big price tag, renovation loans are available to help finance the work and ... Read more Mortgage Matters
‘Tis the season to trim the tree and light the home. When decorating for the holidays, be mindful of how to prevent falls, fires and other home mishaps. Help keep it fun and festive with these holiday decorating safety tips. Electrical Safety When purchasing electrical products, make sure they are from trusted retailers, have appropriate ... Read more Mortgage Matters
The holiday season has arrived, and our jolly team at Draper and Kramer Mortgage is here to help you with your gift giving. Just follow these 12 tips we’ve collected to assist you in finding the perfect presents without breaking a sweat or the bank. 1. Interview your recipient If you haven’t already, ask your ... Read more Mortgage Matters
Home values have been rising and mortgage rates are low, making now an attractive time to get a cash-out refinance. If you’re a homeowner with equity in your home and you need cash for a large expense, project or investment, a cash-out refinance may be the answer. Here’s an intro to what this special type ... Read more Mortgage Matters
We need your votes! We’ve been nominated for Lender of the Year, and Indy Johar of our Franklin, MA branch has been nominated for Loan Officer of the Year in Boston Agent magazine’s 2021 Agents’ Choice Awards! Voting is open to the public, so pleasevote for Draper and Kramer Mortgage and Indy Johar on questions #10 and #11 (voting on other categories is optional). Thank you for your support!
When you submit your mortgage application, you’re providing your lender with the basic financial, credit, employment and property details they need to get you preapproved for your loan and start the mortgage process. Today, applying for a mortgage has never been easier thanks to DK Xpress™ – our mobile app that brings a better home financing experience conveniently and securely to your mobile device. Download DK Xpress™ today to start your mortgage application!
Punxsutawney Phil has predicted six more weeks of winter, but we’re anticipating a hot start to the spring homebuying season. Check out our 2021 Real Estate Forecast blog post to read our latest predictions on mortgage rates, home prices, housing inventory and more.